A kitchen fire, regardless of its size, can significantly damage your home. Smoke damage can sometimes be worse than the fire itself, and flames tend to destroy appliances and more. It’s a lot to recover from, but your homeowners insurance will assist you in repairing the damage and replacing your kitchen. At Champion Insurance Agency in South Carolina, we understand how devastating a kitchen fire can be, but we also know how insurance can aid in your recovery.

Filing a Claim After a Kitchen Fire

Once the emergency has passed, it’s time to contact the insurance company to file a claim. From there, the insurer sends out an adjuster to determine the extent of the damage and determine a payout. The insurer will also bring in a contractor to clean up the damage, or it will allow you to find a company and pay for the cleanup.

Restoring Your Kitchen

Once the kitchen has been cleaned, restoration can begin. The insurer should cover personal items and appliances, but there may be limitations on what will be replaced. The policy typically covers the cost of construction and materials needed to restore the kitchen and address any damage done to the home’s structure.

Coverage for Additional Living Expenses

If the fire renders your home uninhabitable, your homeowners insurance will cover the cost of temporary lodgings until the house is habitable again.

Contact Us at Champion Insurance Agency for More Information

At Champion Insurance Agency, we help South Carolina homeowners protect themselves against calamity. We can provide you with a homeowners insurance policy that offers the right amount of protection against a fire or other disaster that damages your home. We work diligently to ensure your insurance needs provide you with the reassurance you’re seeking.